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Buyer's Guide

Chhindwara mein plot khareedne se pehle ye 8 cheezein check karein

Title, layout approval, RERA aur registry kharch: ek simple checklist taaki aapka plot ka sauda surakshit rahe.

Plot khareedna zindagi ke sabse bade faislon mein se ek hota hai. Chhindwara mein hum 15 saal se plots aur commercial projects bana rahe hain, aur ye wahi checklist hai jo hum har khareedar ko dene ki salah dete hain. Plot kisi se bhi lein, hamare yahan se ya kisi aur se, in cheezon ko khud verify karein.

1

Seller ka naam aur khasra number match karwayein

MP Bhulekh (mpbhulekh.gov.in) par khasra number daalkar B1 / khatoni nikaalein. Check karein ki zameen seller ke hi naam par hai, aur kitne hisse mein hai. Agar zameen kai bhaiyon ya parivaar ke naam par hai, to sabki sahmati zaroori hai.

2

Plot ki boundary aur naksha dekhein

Bhu Naksha par apne khasra ka naksha dekhein aur site par jaakar boundary, raasta aur chauhaddi milayein. Plot ka sahi size aur road access registry se pehle hi tay kar lein.

3

Encumbrance certificate (30 saal) nikalwayein

SAMPADA portal par encumbrance certificate se pata chalta hai ki zameen par koi loan, mortgage ya court ka bojh to nahi hai. Ye sabse zaroori jaanch hai.

4

Layout T&CP se sanctioned hai ya nahi

Colony ya plotted layout ka T&CP (Town & Country Planning) sanction number maangein. Sanctioned layout mein road, open space aur plot size tay hote hain. Bina sanction ki colony mein registry, loan aur naksha pass mein dikkat aati hai.

5

Bhu-upyog (diversion) ho chuka hai ya nahi

Kheti ki zameen par plotting tabhi theek hai jab uska diversion (bhu-upyog parivartan) ho chuka ho. Agar zameen adivasi (Scheduled Area) ki hai, to Collector ki anumati ke bina registry nahi hoti.

6

RERA registration check karein

Madhya Pradesh RERA ki website (rera.mp.gov.in) par Projects section mein project ka naam ya registration number daalkar dekhein ki wo registered hai. Builder se project ka RERA number maangein aur khud verify karein. Ye 2 minute ka kaam hai.

7

Asking price ko guideline value se compare karein

SAMPADA par apne area ki guideline value (collector rate) dekhein. Stamp duty aur registration fee agreement value aur guideline value mein se jo zyada ho, us par lagti hai.

8

Registry ka poora kharch pehle se jodein

Neeche table dekhein. Registry ke saath namantaran (mutation) bhi karwana na bhulein, warna records mein naam nahi chadhta.

Registry mein kitna kharch aata hai

Madhya Pradesh mein urban sale deed par aam taur par ye kharch lagta hai:

KharchDar₹50 lakh ke sauday par
Stamp duty7.5%₹3,75,000
Registration fee3%₹1,50,000
Total10.5%₹5,25,000

Agar sauda ₹50 lakh ya usse zyada ka hai, to khareedar ko 1% TDS bhi katna padta hai (Income Tax Act ki dhara 194-IA).

Ye dar aam taur par bataye jaate hain aur budget mein badal sakte hain. Registry se pehle SAMPADA portal ya apne sub-registrar office se current dar zaroor confirm karein. Ye jaankari sirf maargdarshan ke liye hai, kanooni salah nahi. Zaroorat ho to apne vakeel se milein.

Bhugtan aur agreement mein ye dhyan rakhein

  • Advance (bayana) aur baaki payment bank se (cheque, NEFT ya RTGS) karein aur receipt zaroor lein.
  • Agreement to sale mein plot ka size, boundary, rate, payment schedule aur registry ki tareekh likhwayein.
  • Registry ke din plot ki actual naap-jokh aur boundary ek baar phir milayein.
  • Registry ke baad tehsil mein namantaran ki arzi lagayein aur uski receipt sambhaal kar rakhein.

Aksar pooche jaane wale sawaal

Chhindwara mein plot khareedne se pehle sabse zaroori kaunsa document hai?

Encumbrance certificate, T&CP sanctioned layout, B1 / khatoni aur RERA registration number. In chaaron se pata chalta hai ki zameen ka title saaf hai, layout manzoor hai aur project registered hai.

Kya plot ki registry online ho sakti hai?

Madhya Pradesh mein SAMPADA portal ke zariye stamp duty bhar sakte hain aur sub-registrar ka appointment book kar sakte hain. Deed ka execution sub-registrar office mein hota hai, jahan dono party aur gawah maujood hote hain.

RERA registration kaise check karein?

MP RERA ki website rera.mp.gov.in par Projects section mein project ka naam ya registration number search karein. Builder se RERA number maang kar khud verify karna sabse achha tareeka hai.

Plot loan mil sakta hai?

Haan, approved layout aur saaf title wale plot par bank ya housing finance company plot loan deti hai. Hamare kai projects par bank loan available hai. Detail ke liye humse sampark karein.

Site visit book karein

Hamare projects ke T&CP / RERA documents aap site visit par khud dekh sakte hain. Koi dabav nahi, sirf sahi jaankari.

Book site visitProjects dekheinCall 74890 93611

Ye bhi padhein: MP mein RERA kaise check karein · Plot registry aur stamp duty · Plot loan kaise milta hai